The recent amendment to TDS on transfer of immovable property has become effective from June 1, 2013 with a view to improve reporting of immovable property transaction and taxation of capital gains. The new amendment under section 194-IA of the Income Tax Act, 1961 is applicable to all transactions of transfer of immovable property of Rs 50 lakh or more. The new provision required TDS to be deducted at 1% (20% in the absence of PAN of seller) of the price being paid by the purchaser of an immovable property.
Important Points :
- Section 194-IA is applicable only if the total consideration of the property to be transferred is Rs. 50 Lakhs or more.
- The amount to be deducted is 1% of the total consideration but if the SELLER does not provide PAN details it is 20% of the total consideration
- The TDS so deducted should be deposited by the BUYER in Challan Form 26QB electronically in the NSDL site (Payment of TDS on Sale of Property) within 7 days from the end of month in which tax was deducted.
- It is mandatory to provide PAN of both TRANSFEROR (SELLER) and TRANSFEREE (BUYER) with the complete address of SELLER, BUYER and the PROPERTY to be transferred.
- The BUYER should issue TDS certificate to the SELLER in Form 16B within 15 days from the due date of depositing tax.
- The above would not require the BUYER to obtain a TAN as the Forms 26QB and 16B are to be filled using the PAN details of the parties to the transaction.
Electronic Payment by deductors not having net-banking facility
- Since Section 194-IA transactions will be one off and deductor may not have net-banking facility, an alternate has been provided.
- The deductor has to fill the information online and then opt for e-tax payment on subsequent date option.
- On completing the form, an acknowledgement will be generated.
- The deductor can then visit a bank branch for payment, provide the acknowledgment number.
- Bank will use TIN web site to retrieve payment information based on the acknowledgement number and then proceed to make electronic payment
